Slash your 2025 taxes before year-end!
From prepaying expenses to maximizing equipment write-offs, these simple strategies can help you keep more money in your business. Don't leave deductions on the table!

Source: bradfordtaxinstitute.com/Content/2025-YE-Biz-Deductions.aspx

For any questions and clarifications, please feel free to contact us through the given details below.

Do you recall First Republic Bank? Do you miss First Republic Bank's personal touch and excellent banking service? Then you will love City National Bank. Highly recommend speaking with Sharmaine for an overview of services including banking, loans and financial planning.

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"In a world where banking can feel increasingly mass-market and impersonal, I’m grateful to work for an institution that still believes in true relationship banking. Nothing is more rewarding than being a trusted partner for my clients and watching their businesses and families grow over time."
-Sharmaine Avestruz

Unlock huge 2025 tax savings before year-end!
Buy and place in service a qualifying heavy SUV, truck, or van (GVWR 6,001+ lbs) by Dec 31, 2025 and potentially write off the entire business cost thanks to OBBBA. Don’t miss out—check the GVWR and claim your deduction while you still can.

Source: bradfordtaxinstitute.com/Content/2025-YE-Buy-a-Vehicle.aspx

For any questions and clarifications, please feel free to contact us through the given details below.

Discover the Greenwater Foundation — where innovation meets ocean impact.

Greenwater Foundation is on a mission to make marine research faster, smarter, and more accessible than ever. By connecting scientists, organizations, and explorers with the vessels and tools they need, Greenwater Foundation helps unlock critical insights that protect our oceans and strengthen coastal communities. From climate research to humanitarian response, the Greenwater Foundation empowers the world’s changemakers to do more — and go further.

🌎 Greenwater Foundation — accelerating ocean discovery for a healthier planet.

Be part of the good cause today by reaching out at the given contact below.

⏰ The 2025 year-end countdown is on! You still have time to boost your retirement savings and cut your taxes. Set up your plan, claim valuable credits, and even consider a Roth conversion before December 31. Secure your future and save big this year!

Source: bradfordtaxinstitute.com/Content/2025-YE-Retirement.aspx

For any questions and clarifications, please feel free to contact us through the given details below.

The IRS has updated the 2026 capital gains tax thresholds — rates stay the same, but income limits rise with inflation. That means a little more room to keep gains in the lower brackets. Smart timing and planning can help you make the most of it.

Source: IRS Updates Capital Gains Tax Thresholds for 2026: Here’s What’s New | Kiplinger

For any questions and clarifications, please feel free to contact us through the given details below.

Small-business owners: Don’t leave year-end tax savings on the table! Review these 5 medical plan strategies before December 31 to maximize deductions, reimbursements, and credits for 2025.

Source: bradfordtaxinstitute.com/Content/2025-YE-Medical.aspx

For any questions and clarifications, please feel free to contact us through the given details below.

Crypto profits soaring in 2025? Don’t let taxes take the win. Use these year-end strategies to harvest gains, donate smartly, and grow tax-free for the future.

Source: bradfordtaxinstitute.com/Content/2025-YE-Crypto.aspx

For any questions and clarifications, please feel free to contact us through the given details below.

Selling a Term Life Insurance Policy? Know the Tax Traps!
When you sell or transfer a term life policy, it can trigger taxable income, limit the tax-free portion of death benefits, and offer no deduction if the policy expires. Always check the transfer-for-value rule before making a move!

Source: bradfordtaxinstitute.com/Content/Selling-a-Term-Life-Insurance-Policy-Creates-Thorny-Tax-Issues.aspx

For any questions and clarifications, please feel free to contact us through the given details below.

Give smarter, not harder! If you’re 70½ or older, Qualified Charitable Distributions (QCDs) from your IRA let you donate directly to charity tax-free—and even count toward your RMD. Thanks to the One Big Beautiful Bill Act (OBBBA), the 2025 limit is up to $108,000 per person and offers even bigger tax breaks. A win for you and your favorite cause!

Source: bradfordtaxinstitute.com/Content/OBBBA-Secret-Gift-Bigger-Tax-Breaks-for-QCDs-from-Your-IRA.aspx

For any questions and clarifications, please feel free to contact us through the given details below.

One loan at a time, we’re helping build a better future.
Join us or learn more about how Kiva works at www.kiva.org

Did you know? Filing your California Statement of Information with CPS means less stress, fewer errors, and reliable compliance — all with local Castellon expertise.

Contact us today for inquiry!